Buying your first home in Cary?

Ready to buy your first home?


Here are several things to consider. Determine what your needs are and whether owning your own home will meet those needs.

• Do you picture yourself mowing the lawn on Saturday, or walking out your urban condo to restaurants or other entertainment? The best advice is to look at buying a home as a lifestyle investment, and only secondly as a financial investment.

• Arrange financing before shopping for a home. I can recommend some reliable local lenders for you to interview. Most lenders will "pre-qualify" you for a certain loan amount. The lender will review your finances with you and give you a loan amount you can borrow to purchase your home. This will help you focus on homes you can afford. It also makes you a more attractive buyer and can help you negotiate a lower purchase price. Nothing is more disheartening for buyers or sellers than a deal that falls through due to a lack of financing.     

• Another thing to consider before you start looking at homes, look at neighborhoods. Schools and other services play a large part in making a neighborhood attractive. Even if you don't have children, your future buyer may. Crime rates, taxes, transportation, recreation and town services are other things to look at. Finally, learn the local zoning laws in case you decide to expand your home in the future or if you want to work out of your home.

For fast reponse to your questions call me at 919-469-6530 or contact me on-line